The Goose that Laid the Golden Egg...
APRA’s enthusiasm to kill off investor lending has worked, possibly a little too well. The Golden Goose of investor lending, rather than slowing down to a waddle (10% year on year growth), has something closer to a terminal illness. (The Adviser 28 Feb 2018)*
What's next in this Game of Backyard Cricket?
I can remember (as many of us will) what good fun a game of backyard cricket could be. The type where the ‘rules’ are less like rules and more to do with whether Mum is looking to see how close you are to the veggie patch… Rules which seem to accumulate, bend, or be conveniently forgotten depending on who’s batting…
The noise increases... and it isn't all applause...
At the start of March I wrote … “If you haven’t heard of APRA and ASIC until now – then you soon will”.
Regulators in Lather after their (Sydney) Forum
The Council of Financial Regulators met yesterday in Sydney (The Financial Review Tues 21st March)
Is It time to buy real estate? Making Sense of the Market 2017
Is it time to buy Real Estate?
Levering the Rate of change- Who’s really driving price of money?
Who has the best rate?
2016 The Year of (Almost) Certainties...
For almost a decade, the major influences on our economy and hence your interest rate, have come from China, Europe, USA and Japan.
We're Going Back to the Future...
Fire up the Flux Capacitor Marty … We’re Going Back to the Future!
Brisbane property bubble and Westpac rate rise. What's really happening in news this week.
Brisbane's most trusted Mortgage Broker Alan Heath gives some reassurance over this weeks breaking news headlines.. Two conversations have dominated my phone calls this week from my own clients...
The Accelerator and The Brake, Driving Your Way Home (APRA, The Reserve Bank and Interest rates)
What’s happening with APRA and interest rates?
It's a New World in Lending (intervention by APRA)
The Reserve Bank implemented a policy in late June that has given the lending world a big shake up. The Reserve Bank implemented a policy two weeks ago that has given the lending world a big shake up.
Making Sense of The Market
A close to certain trend is repeating itself in the housing market right now – it’s not just opinion, the numbers speak for themselves.